a) If you are 59 years of age or under on the effective date: Benefits are not payable for costs incurred due to or
resulting from your medical condition or related condition that was not stable at any time during the
stability period.
b) If you are 60 to 79 years of age on the effective date:
i. Benefits are not payable for costs incurred due to or resulting from any of the following pre-existing conditions, unless you have completed a Medical
Questionnaire, have been approved in writing by TIC and have paid the required premium:
- heart condition;
- stroke or mini-stroke ( TIA- transient ischemic attack);
- lung condition;
- artery or vein disorders.
ii. Benefits are not payable for costs incurred due to or resulting from any pre-existing condition not listed under i) unless it was stable during thestability period