The insured also often has the choice to pay an extra charge and receive a full refund of all premiums paid at a predetermined point if no claims have occurred.

Most Critical Illness insurance products offer access to the Best Doctors service on all their critical illness products. This service provides the client with access to a service that directs them to the top North American doctors based on their illness and books them in at reduced cost for appropriate treatment.

Critical illness insurance in Canada offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money. Free your free quote today for Critical Illness Insurance.