Hospitalization – Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included).

Medical Services – Covers the cost of treatment by physician or surgeon.

Diagnostic Services – Covers the cost of x-rays and other diagnostic tests.

Coverage Continuation – If coverage expires while hospitalized, coverage will continue for all covered persons up until 72 hours after discharge from the hospital.

In-Hospital Prescription Drugs – Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription).

24-Hour Travel Assistance Services – Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care.

Travel Benefits Outside of Canada – Benefits apply while visiting the United States and Mexico, provided neither of the two countries are your country of origin. Your trip must begin and end in Canada, with 50% of the trip time being spent in Canada.

    • Air Ambulance
    • Special Attendant
    • Escort of Insured Children

Our simple, online application makes it easy for you to choose the coverage you need:

      • You choose the deductible; $0, $100, $500 or $1,000
      • You choose the amount of coverage; $25,000, $50,000, $100,000 or $150,000 in total coverage
      • You choose the length of time for which you are covered

No medical questions if you are under 55 years of age.

No wait periods if you apply before you arrive in Canada. If you apply for or extend coverage while in Canada, there is a 48 hour wait period.